Accumulate ₹20 Lakhs in Just 3 Years
- Mahendra Rao
- 2 days ago
- 2 min read
Yes, you read that right. You can accumulate ₹20 lakhs in just 3 years! Of course, the monthly contribution required will be higher, but the expected return on investment is a conservative 7% per annum.
When aiming to build a large corpus quickly, it’s important to contribute significant amounts monthly. A short period of disciplined, high investment can give a powerful boost to your net worth. To do this, the foundation must have a good income and well-controlled expenses. This allows you to save more, and that higher saving rate is what ultimately helps you build a big corpus.
So, how exactly can you accumulate ₹20 lakhs in just 3 years? It’s simple math.
Let’s break it down:
Scenario 1: Target – ₹20 Lakhs
Monthly Investment – ₹50,000
Expected Return – 7% p.a.
Tenure – 36 months
Expected Value – ₹20,01,323
You will invest ₹18 lakhs (₹50,000 × 36 months), and the interest earned will be ₹2,01,323. That’s a total corpus of over ₹20 lakhs, achieved with a modest return of 7% annually over just 3 years.
Not Able to save ₹50,000 Monthly? No Problem.
You can start with whatever amount you are comfortable with. Here are two more scenarios:
Scenario 2: Monthly Investment – ₹25,000
Expected Return – 7% p.a.
Tenure – 36 months
Expected Value – ₹10,00,662
Scenario 3: Monthly Investment – ₹10,000
Expected Return – 7% p.a.
Tenure – 36 months
Expected Value – ₹4,00,265
Key Takeaway: The concept is simple — the more you save, the bigger the corpus you create. Setting a bold target motivates disciplined investing, which in turn accelerates your financial growth.
Get started today. Speak to your Financial Advisor, create a plan, and stay consistent.
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